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Moving Overseas – Tips for Safe Expat Living

April 25th, 2010 No comments

When thinking about the option to retire overseas, many Americans are apprehensive about the prospect. They worry that traveling in general with the current political situation as it stands might make their plans difficult or challenging. It is infrequent, however, that an American living or retiring abroad has a dangerous encounter with local people or the government. Being aware of your surroundings is an important step toward safety. Other practical advice can help ease your mind and make your retirement comfortable. Here are some tips and tricks to help:

One should avoid any high crime areas as far as possible. To know about such areas one can always ask the locals or the expatriates living nearby. Also many a times one has an instinctive feeling when we enter in an area of rampant violence and crime. To protect oneself from any mishap, one should dress conservatively, no expensive jewelry or anything flashy should be worn while using public conveyances, if one needs to they can wear a cheap plastic watch or other cheap commodities.

Don’t take too many things with you when you travel, but carry a travel wallet that fits inconspicuously under your clothes. Don’t wear a big fanny pack or purse, and don’t flash lots of money because that will make you a target for pickpockets anywhere that you go. Entire busloads of foreigners can be attacked when on public transportation in some countries. Stay alert and vigilant.

There are some things you can do to protect yourself when you live abroad. Don’t stay out late in public, especially when you are alone. Don’t get drunk and lose control. Check with the State Department and the CDC concerning any safety issues or health advisories in the area you will retire abroad in. Avoid High-Risk Activities. Travel only on public conveyances that are safe or with drivers you know and trust. Travel with a buddy or another couple. That can turn into a nightmare if you are not careful.

You need to be prepared if an emergency comes. So you should know who to call if something goes wrong and where the nearest hospital is. You should buy a health insurance policy that will cover you wherever you live; additionally, make sure you have 24-hour emergency assistance that will take you back to the USA in the case of a severe problem. Before you leave America, get a complete physical and dental exam so that you’re less likely to need medical assistance right after you’ve retired.

If you want to live abroad and want to blend in without looking like a tourist, you will have to learn how to get around the city on your own. You should always keep a local cell phone or an international cell phone on you because you never know when you will need it. Soon you will be dressing and blending in with the locals and will be able to spot a tourist in a heartbeat.

At the age of 65, rather than working in the US, commuting for 2 hours a day, I would like to be retired in overseas to a country with less crime than the US. This is certainly something many Americans can achieve if they put their minds to it. It is up to you whether you work longer to compensate for a poor economy.

Sometimes bad things happen to good people. Life is just that way. But you can still retire if you think outside of the box.

With Mexico located right next to the United States, you can still visit often. And, guess what? Your U.S. citizenship will not have to be relinquished. Personally, I say start working toward your retirement goals today. You may be able to achieve your dream of an expatriate life sooner than you think.

Why consider retiring overseas? Well, let’s look at one example. You can live very well on less than $2000 a month (and in many cases you can live comfortably on $1000 a month) in many Central American and South American countries. You might never have to do housework again because on that budget (in some countries) you can also hire a maid and a cook are included.

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Best Places To Retire Abroad

March 30th, 2010 No comments

Many people want to retire overseas for financial reasons, and not just to places like Monaco, Paris, or Switzerland. The most cost effective places for Americans are nearby – places like Mexico, Panama, and Ecuador. They’re inexpensive, though there may be concerns with being wanted.

I enjoy traveling and have lived in many other countries. So have members of my immediate family. Our favorite places to go include France, Senegal, China, Morocco, Italy, Ghana, Brazil, South Africa, and Martinique. We really can’t say that we’ve ever had a bad overseas living experience, and we’ve felt welcome everywhere we’ve been. We have often stayed in the homes of local citizens.

The three of us, my two youngest children and I engaged in greatly inspiring and educational study abroad opportunities. When my children revisited their host countries a number of times, they were always welcomed as family members. This is usually the case when you try your best to live life according to the culture of the locals and mix with them easily by attempting to learn their language and customs – instead of behaving like a tourist.

Unfortunately, you can still spot a few “ugly Americans” when you travel. They’re the ones that decline to familiarize themselves with the habits and every day life style of the locals. They don’t say a single word in the native language of their host country; they only speak English. Plus, they are discourteous. They are also the ones who make the most noise on trains and buses, and they think they should be served or helped instantaneously. These people wish for the whole trip to be the same as it is in the U.S. I certainly don’t want to fault all Americans overseas, but I believe you know what I am trying to say.

What is expatriate living all about?

Are you looking to retire overseas? Expatriate living should be considered. Settling into an expat life can allow you to retire cheaply, retire early, and retire excitingly. Now, I call the US my home and have always enjoyed living here, but there are other options. Moving overseas is not for everyone. You can’t think that everything is going to be just the same as it was in your homeland. What you must remember when you retire abroad is that you should treat others in the same manner as you would want to be treated. It may sound clich, but it works. If you use this “clich” and good old fashioned common sense then you will appreciated by others and be at home anywhere you choose to live.

If you’re considering retiring in another country, remember that every country has its own history and culture. If you believe that the United States is superior to your new home, it’s likely to show in your attitude. Locals are not fools, and if you act as if you are superior to them, they will notice and they will not appreciate it. There’s no need to grovel or beg, but simply deal with the locals as equals; they will appreciate it.

If your primary motivation for retiring in Mexico is that the cost of living is low, you should simply stay in the United States, because you’ll probably hate to live anywhere else. You need to develop the proper attitude if you’re retiring to Mexico; that attitude is that Mexico is a wonderful country where you enjoy the surroundings, weather, people, and culture. This will allow you to fully enjoy an inexpensive retirement.

I often think to myself, “I am a student of life.” I adore learning, and enjoy meeting people. The world around me is a boundless encyclopedia. I wish to learn about exotic people, far off places, and foreign cultures. The opportunity to retire abroad as an expatriate would be a dream fulfilled. So, retire overseas, and fulfill your dreams. You, too, can live comfortably and develop new and exciting relationships with people from all over the world.

I often think to myself, “I am a student of life.” I adore learning, and enjoy meeting people. The world around me is a boundless encyclopedia. I wish to learn about exotic people, far off places, and foreign cultures. The opportunity to retire abroad as an expatriate would be a dream fulfilled. So, retire overseas, and fulfill your dreams. You, too, can live comfortably and develop new and exciting relationships with people from all over the world.

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