Senior Housing and Assisted Living

The guide to living cheap does not mean sacrifice. If you think you do not have enough money to retire…stop a minute. Here are four different lifestyles which has kept the writer and wife retired for 15 years. They are not only cheap they are fun as well…you can do this too.

1) Living on a sailboat in the Caribbean. We lived the life Jimmy Buffett sings about for eight wonderful years. Up and down the island chain from Venezuela to the Virgin Islands. Cheap…we averaged spending $1,000 a month when in the islands. Remember there is no charge for dropping your anchor in a beautiful bay. Ashore in the hotels they were paying $500 and up per night…we had a better view.

2) Full time RV is a great frugal retirement lifestyle. If you enjoy traveling without the hassle of packing and unpacking, give it a try. Monthly rent was around $450…pretty cheap including utilities. We used the RV as a means of finding a permanent retirement home. You can enjoy this fun, frugal retirement lifestyle too.

3) Live Overseas…we did for eight years. It is fun, cheap, safe and interesting. Currently one million Americans are living in Mexico. You can live very well here for $1500 to $2000 a month…including a maid…and health insurance which is $270 a year. You are three times more likely to a victim of violent crime in Mexico vs the US. Jimmy Buffett is right folks…changes in latitude changes in attitude.

4) Downsizing…when we moved from a 1800 square foot home to a 35 foot sailboat…about 50 square feet of space where you can stand up. You quickly find out that you can do without 98% of your stuff…and that is conservative. Downsizing from a big house to a condo is a piece of cake.

Yes you can still retire. We have done so for 15 years…having fun with no regrets. You can too…armed with the right information. You need the guide to living cheap. Interested?

Need to learn more from the guide to living cheap? For more information on fun and frugal ways to retire visit frugal retirement living. Do not quit on retirement until you check it out. Visit the Uber Article Directory to get a totally unique version of this article for reprint.

Living frugal in an RV is not about depriving yourself. You will have lots of company with people who find this lifestyle fun and rewarding as well.

The current economy is not the best, causing many to reconsider their retirement plans. Lots of folks have seen their 401K turn into a 150K.

If you want a fun lifestyle, consider living frugal in an RV, you can still retire…you just won’t need much money. One full time RVer said,”All my homes, now and in the future, will have a steering wheel in the living room”. I ran into this fellow in Yellowstone National Park. This particular couple had been full time RVing for 10 years.

So if 2008 and 2009 have sent you lemons…living frugal in an RV is a great way to make lemonade from the cards you are dealt.

Living in a RV is also a great vehicle to find your more permanent retirement location. We RVed for 6 years before we decided on retiring to Arizona. By the end of the six years we were pretty sure that we had seen enough of other places. An RV is a great way of preventing an expensive mistake. You can stay where you want to retire for as long as you want before making that final decision.

Living frugal in an RV is easy with no sacrificing. You can travel where you want without incurring large motel bills. You are bringing your motel with you…and you never have to pack and unpack, all your stuff is with you.

If you find certain places you really enjoy, you will spend more time at each of your favorite spots. This is a money saver since parks will give you a big discount for a stay of a month or more. $500 a month is usually doable as an average monthly price. That is equal to 3 to 4 nights in a motel.

If you are considering frugal ways to retire check out RV living. It is fun…so, enjoy life on the road.

For more information on frugal living in an RV Gary Pierce, 64, has been retired for 15 years he has experienced various retirement lifestyles that are not only frugal but fun. Do not give up on retirement until you visit this site.